# Experian AU

Loopit has a native integration with Experian AU to allow credit checks. This integration enables businesses to assess the creditworthiness of their customers by retrieving credit reports and scores directly from Experian.

{% hint style="danger" %}
**Customer Consent for Credit Checks**

Before performing a credit check, you must obtain clear and informed consent from the customer. This ensures compliance with legal and regulatory requirements while maintaining transparency. Customers should be made aware of why the credit check is being conducted and how their information will be used.
{% endhint %}

## How to connect Experian AU

1. Navigate to **Settings > Integrations**.<br>

   <div align="left"><figure><img src="/files/0aDxfAhhbNQYbDKPNYyR" alt="" width="496"><figcaption></figcaption></figure></div>
2. Click **Setup** on **Experian AU**.<br>

   <div align="left"><figure><img src="/files/TeeLNkDjAAQmSbgen1dP" alt=""><figcaption></figcaption></figure></div>
3. Fill out the form with the following details:
   * **Name**: A friendly, memorable name for your business’s integration, e.g., "My Experian AU Integration".
4. Press **Save** to complete the setup.<br>

   <div align="left"><figure><img src="/files/sMNWa1oKvOrmHZxh4eZF" alt=""><figcaption></figcaption></figure></div>

## Using Experian AU

1. Navigate to any **Person** profile.
2. Go to **Trupass**, then click **Credit Checks**.<br>

   <div align="left"><figure><img src="/files/WJzZY9BvLzB25GkUrOFn" alt="" width="488"><figcaption></figcaption></figure></div>
3. From here, you can:
   * View existing credit reports.
   * Initiate a new credit check by submitting the necessary customer details<br>

     <div align="left"><figure><img src="/files/GFMCFQ53BT9z3XpYmHyy" alt="" width="563"><figcaption></figcaption></figure></div>
   * Review the credit report and score once Experian AU processes the request.<br>

     <div align="left"><figure><img src="/files/aqCYIii0NmWLe44p0X0P" alt="" width="563"><figcaption></figcaption></figure></div>

     <div align="left"><figure><img src="/files/fyYYUXfVJh0eOgUE9g2J" alt="" width="563"><figcaption></figcaption></figure></div>
   * **Note:** Experian AU can only conduct credit checks for individuals with an Australian driver's license and an Australian address.

## Using Experian AU in a demo workspace

In a demo workspace, no real credit checks are conducted. Instead, the system generates a unique simulated credit report, assigning a credit score based on the person's first name. Changing the first name will produce a new randomly generated credit score, potentially reflecting different credit ratings.

Some test data

| First name | Simulated check             |
| ---------- | --------------------------- |
| Alice      | Excellent credit rating     |
| Loren      | Very good credit rating     |
| Andrew     | Good credit rating          |
| Keith      | Average credit rating       |
| Joseph     | Below average credit rating |
| Alex       | No record found             |
| Edward     | Failed check                |


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